Two Ways to Make IRAs HUGE

Two Ways to Make IRAs HUGE

Most people invest a certain amount of money each week or month into an investment plan such as a Roth IRA, or traditional IRA. This investment strategy is called dollar cost averaging (DCA). Here is a formal definition explained by Investopedia “The technique of buying a fixed dollar amount of a particular investment on a [...]

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Save for Trips Now

Save for Trips Now

Aren’t vacations great? Giving yourself a week off from work and school is therapeutic for the body and soul. But when you get back from your dream vacation and your next credit card bill comes around and you’re shocked to find that you went over your budget by $250.0! Maybe next time you should consider [...]

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Paying Back Student Loans. The Easy Way

Paying Back Student Loans. The Easy Way

Finally, you are done with school, you got a great job, and your parents cut the financial umbilical cord. You’re finally on your own, but those student loans that you took out for “school necessities” want their money back. Now it’s time to prepare a smart plan to pay back your debt. What are you’re [...]

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Credit Cards. The Good, the Bad, and the Ugly

Is the point of credit cards ruining people’s lives, or are people’s lifestyles ruining the point of credit cards. Most people say that credit cards are destructive pieces of plastic that can dig you deeper and deeper into a hole of never-ending debt. This is not always so – personally, credit cards gave me a [...]

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How To Get Rich 401(k) Style

I know that we have talked about this topic before, but when you see the statistics (current 401(k) stats) it makes me want to talk about it some more. When an employer offers you a 401(k) that matches your contribution you need to take the offer. A lot of people think that if you’re in [...]

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Is Gas Guzzling up Your Bank Account?

Try some of these tips to really save your money on fuel. Keep your car maintained. Your fuel efficiency will increase by 25% over a poorly maintained vehicle. Don’t get high octane gas unless you have a high performance vehicle. Most automobiles run fine on the regular octane with a $6.00 gas booster (which needs [...]

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